SMART ENERGY PAYS
Apple Pay Terms and Conditions
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1. Introduction
These Apple Pay Terms and Conditions ("Terms") govern your use of Apple Pay with your Smart Energy Pay Solutions Ltd Payment card. By enrolling in and using Apple Pay, you agree to these Terms. Please read them carefully.
2. Eligibility
To use Apple Pay, you must:
- Have a compatible Apple device
- Have a valid Smart Energy Pay Solutions Ltd Payment card
- Be enrolled in our mobile banking service
- Have an active Apple ID
3. Enrollment
To enroll in Apple Pay:
- Open the Wallet app on your Apple device
- Tap the '+' button
- Follow the prompts to add your Smart Energy Pay Solutions Ltd Payment card
- Verify your identity as required
- Accept these Terms
4. Using Apple Pay
You can use Apple Pay to:
- Make purchases at participating merchants
- Make in-app purchases
- Send money to other Apple Pay users
You must keep your device secure and not share your device passcode or biometric data with anyone.
5. Fees
There are no additional fees for using Apple Pay. Standard card fees and charges still apply as per your card agreement.
6. Data Collection
We collect and process data related to your Apple Pay transactions, including:
- Transaction details
- Device information
- Location data (if enabled)
- Usage patterns
This data is used to provide the service, prevent fraud, and improve our services.
7. Merchant Relationships
We are not responsible for:
- The quality of goods or services purchased using Apple Pay
- Disputes with merchants
- Refund policies of merchants
Please contact the merchant directly for any issues with purchases.
8. Changes to Terms
We may modify these Terms at any time. We will notify you of significant changes through the app or by email. Continued use of Apple Pay after changes constitutes acceptance of the new Terms.
9. Intellectual Property
Apple Pay and related trademarks are owned by Apple Inc. We do not claim ownership of any Apple intellectual property.
10. Disclaimer
Apple Pay is provided "as is" without warranties of any kind. We are not responsible for any issues with Apple's services or your Apple device.
11. Limitation of Liability
To the extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of Apple Pay.
12. Indemnity
You agree to indemnify us against any claims, losses, or damages arising from your use of Apple Pay or violation of these Terms.
13. Termination
We may terminate your access to Apple Pay at any time for any reason, including suspected fraud or violation of these Terms.
14. Governing Law
These Terms are governed by the laws of the jurisdiction where your card was issued.
15. Contact Information
For questions about Apple Pay, contact our customer service at support@smartenergypays.io
16. Additional Terms
These Terms are in addition to your existing card agreement and our general terms and conditions. In case of conflict, these Terms will prevail for Apple Pay-specific matters.
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Smart Energy Provider Limited, No. 5, 17/F Strand 50 50 Bonham Strand, Sheung Wan, Hong Kong, BRC: 76434508-000
SMART ENERGY PAY SOLUTION LTD., 1054-7070E Farrel Rd SE, Calgary, T2H0T2 Canada, BRC: 767380157, MSB license: C100000081
Smart Energy Limited, RAK Digital Assets Oasis,Post Box #30099, RAKBANK Headquarters, Government of Ras Al Khaimah, United Arab Emirates, BRC: 01010479, License No. 07010478
Smart Energy Provider sro., Varšavská 715/36, Vinohrady, 120 00 Prague 2, Czech Republic, BRC: 19885113
Smart Energy Pays is providing its services as an agent of JDB Bank, a reputable and fully authorized bank in Laos. JDB Bank holds all the necessary approvals from both the Government and the Central Bank of Laos, ensuring that all operations are compliant with national regulations and banking standards. With JDB Bank's extensive network of physical branches across Laos, Smart Energy Pays complements this reach by enhancing accessibility through its robust online platform. Smart Energy Pays enhances online accessibility by offering its digital banking platform, complementing the extensive network of JDB Bank's physical agencies.