SMART ENERGY PAYS
Smart Energy Pays – Finance Reimagined
Created by people, for people – under your full control.
Become part of our community and open your account with us now
Smart Energy Pays is not just an account. It is a global platform that integrates the advantages of traditional financial solutions and connects them with the world of cryptocurrencies.
Smart Energy Pays
is the seamless platform for crypto, fiat, and cards. Offshore accounts, virtual accounts, and wallets – all in one place, optimized for compliance and supported by next-gen financial infrastructure.
Digital freedom
Digital freedom through cryptocurrencies and global security through stable financial solutions.
Everything on one platform
crypto, stablecoins + fiat currencies, seamlessly connected.
Limitless freedom
Your money is available worldwide – no matter where you are.
Financial independence
No more dependency on traditional financial structures.
Full transparency
Always know what happens with your money.
Absolute control
Send, exchange, withdraw – instantly, without detours.
Global availability
Access in over 190 countries – at more than 1.5 million ATMs.
VISA cards included
Virtual and physical – spend your SEP Coins easily with your VISA card.
Maximum security
Bank-guaranteed deposit protection and state-of-the-art encryption.
Full overview
One app for your financial desires – simple and clear.
SECURE
Privacy as the foundation – Security at every layer
Security as the top priority
This way, your money not only remains in your hands – but also protected from third-party access.
Funds Protection
Deposit protection of at least 70% of every customer's funds (crypto or fiat) via partner institutions for virtual and offshore accounts – ensuring permanent protection.
End-to-end protection with governance controls.
Smart Energy Pays combines multi-layer security, compliant custody, and legal safeguards to keep funds secure and access controlled – with privacy preserved.
Funds protected by relevant institutions.
Both crypto and fiat are safeguarded through regulated institutions and contracted service providers. Where available, insurance and continuous monitoring further reduce risks.
Account models for every level of freedom
Not everyone needs the same degree of flexibility. That's why Smart Energy Pays offers five different account models – from the starter account for trainees to the platinum package for demanding customers who don't want to miss out on insurance coverage, mileage programs, and airport lounge access.
CHOOSE A PRICE
For your Future
Minimum Deposit
Virtual USD*2
Crypto
Virtual Card*3
Plastic Card / Virtual Account
Offshore USD / Plastic Card
Offshore USD / Metal Card
Daily Limit
Subscription
per month*1
$ 250 in SEP
UNLIMITED
per month*1
$ 1500 in SEP
UNLIMITED
per month*1
$ 2000 in SEP
UNLIMITED
MOST POPULAR
per month*1
$ 4000 in SEP
UNLIMITED
per month*1
$ 6000 in SEP
UNLIMITED
*1 yearly subscription plan, *2 virtual account number (not a dedicated account), *3 Google Pay, Apple Pay
🎁 Refer & Earn
The best way to share freedom is with others: Recommend Smart Energy Pays and receive up to 600 USD in SEP Coins per successful referral.
*Promotion valid during SEPtember, not applicable for the starter account.
Technology Protection
Technological progress changes everything, including security
Stay in control while your money remains protected around the clock. Multiple security layers and on-chain validations ensure continuous protection.
Access
Only you have access to your funds. End-to-end encryption, account abstraction, and data anonymization protect you from unauthorized access. Our principle: no restrictions – 24/7 access, anywhere.
Transfers
Every transaction is protected by advanced security. Additional checks and verification ensure safe and reliable execution – whoever the recipient is.
Control
Your money, your rules. Stay in full control with nonstop access and complete transparency. Manage wallet access, ownership, notifications, and permissions flexibly at any time.
Your money. Your control. Your freedom.
Whether for everyday use, international payments, or handling cryptocurrencies: With Smart Energy Pays you remain independent, flexible, and secure. Because only Smart Energy Pays unites crypto and traditional finance – making you free from old systems and borders.
Real-time Crypto Prices
Access live market data for Bitcoin, Ethereum, and 50+ digital assets.
Secure Crypto Wallet
Advanced security with multi-signature protection and institutional-grade custody.
Instant Conversion
Instantly convert your crypto into fiat at competitive rates.
Global Trading
Trade cryptocurrencies globally – anytime, without limitations.
Fast & simple: Start accepting crypto payments in just 15 minutes
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Stay updated with our latest news and updatesCopyright © 2025 Smart Energy Provider. All Rights Reserved.
Smart Energy Provider Limited, No. 5, 17/F Strand 50 50 Bonham Strand, Sheung Wan, Hong Kong, BRC: 76434508-000
SMART ENERGY PAY SOLUTION LTD., 1054-7070E Farrel Rd SE, Calgary, T2H0T2 Canada, BRC: 767380157, MSB license: C100000081
Smart Energy Limited, RAK Digital Assets Oasis,Post Box #30099, RAKBANK Headquarters, Government of Ras Al Khaimah, United Arab Emirates, BRC: 01010479, License No. 07010478
Smart Energy Provider sro., Varšavská 715/36, Vinohrady, 120 00 Prague 2, Czech Republic, BRC: 19885113
Smart Energy Pays is providing its services as an agent of JDB Bank, a reputable and fully authorized bank in Laos. JDB Bank holds all the necessary approvals from both the Government and the Central Bank of Laos, ensuring that all operations are compliant with national regulations and banking standards. With JDB Bank's extensive network of physical branches across Laos, Smart Energy Pays complements this reach by enhancing accessibility through its robust online platform. Smart Energy Pays enhances online accessibility by offering its digital banking platform, complementing the extensive network of JDB Bank's physical agencies.